I was taking a look at a 2017 survey that was called “America is Incredibly Savings Insecure” wondering if much has changed in 2018. “Nearly 90% of Americans are not very confident in their overall retirement savings situation.” Perhaps you are amongst them. If that...
ANNUITIES
This week’s article tells us that “Annuities play an important role in retirement planning by helping individuals guard against outliving their assets.” One of the most stressful aspects of planning for your retirement can be trying to make sure that you have enough...
IMPORTANT ROLE
This week I thought to share with you an article that references the important role Annuities play in retirement planning by helping individuals guard against outliving their assets. “In the most general sense, an annuity is an agreement for an entity (generally a...
VIDEOS SAY A LOT
“We all want a retirement plan that is ready for anything.” This thought often comes to mind and because fixed indexed annuities are a retirement savings vehicle that can help round out your financial portfolio, I thought to share with you four quick videos for a...
ENSURING INCOME
A few years ago the Government Accountability Office (GAO) issued a report that highlighted the role annuities can play in helping people secure enough income during retirement. The report, which I thought to share with you this week, references the fact that ensuring...
FOR RETIREMENT SAVERS
From time to time it is a good idea to review basics, and re-educate ourselves on all available options for planning and evaluating our retirement savings plans. This week I came across several educational videos on retirement planning and fixed indexed annuities that...
DO YOU CRAVE IT?
This week’s article tells us that people crave income in retirement, and that “the appeal of lifetime income is clear in a recent study: Six in 10 people ages 55 and older place a high value on having guaranteed income to supplement what they’ll get from Social...
NEVER FALL BELOW ZERO
This week’s article says that if you “need your earnings to never fall below zero or you want growth potential, coupled with principal protection from market loss or you seek a guaranteed minimum rate of return that never varies, regardless of market swing” then a...
RETIRE YOUR RISK
“You’ve lived with risk, don’t retire with it.” The opening line of this week’s article caught my eye and I thought it might do the same with you. If you are one of the many of Americans who “are concerned that they will either run out of money in retirement or risk...
TERMS
From time to time it is a good idea to review the meaning of terms used when we discuss products that may help you plan your retirement strategies. This week’s article does just that, and provides us with a clear glossary of annuity product terms. Call us as you plan...
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This commentary was created by a third-party for the Agent’s use. NTM 08-27.